Super Visa Toronto
A super visa in Toronto is the long-stay route a Canadian citizen or permanent resident uses to bring a parent or grandparent to Canada for years at a time. It is visitor status, not permanent residence, and three parties each clear a separate test: the parent abroad, the host in Toronto, and the insurer that writes the policy. The income rules changed on March 31, 2026, so a host who fell short last year may qualify now. Mirzoyan Immigration prepares the full file for Toronto hosts, serving the city in person, online, or by phone. Every file is built and submitted by a licensed RCIC: Narek Mirzoyan, RCIC # R1005184, or Vahe Mirzoyan, RCIC # R514223. Flat-fee pricing, set in writing before any work begins. Book a Toronto super visa consultation to start.
Last reviewed by Narek Mirzoyan, RCIC # R1005184, on 2026-06-25.
Is the Super Visa the Right Path for Your Parent or Grandparent?
The super visa fits a Toronto host who can meet the income test and wants a parent or grandparent to stay far longer than a standard visitor visa allows. It is the right route when permanent residence is not the immediate goal and the family wants the parent in Canada now. This service is for you if:
You are a Canadian citizen or permanent resident living in the Toronto area.
You want to host your parent or grandparent for a stay longer than the six months a visitor visa grants per entry.
You meet the Low Income Cut-Off plus 30 percent for your family size, or can with the new two-year lookback.
Your parent or grandparent will hold qualifying medical insurance and pass an immigration medical exam.
Your parent or grandparent can satisfy an officer that the visit is genuinely temporary.
You are not relying on the Parents and Grandparents Program (PGP) as the route in right now, since its annual intake is often paused.
What Mirzoyan Immigration Handles on Your Super Visa File
Mirzoyan Immigration prepares and submits the full IRCC package for the host and the applicant from one file. The firm drafts the letter of invitation on the host's behalf, runs the host income calculation against the Low Income Cut-Off plus 30 percent for the family size, and packages the supporting financial documents into one IRCC-ready set. It prepares IMM 5257 (Application for Temporary Resident Visa), IMM 5645 (Family Information), and IMM 5476 (Use of a Representative). The firm reviews the medical-insurance policy before submission, coordinates the biometrics appointment, and submits through the IRCC portal under representative authorization. The split is clean. You supply the personal documents (passport copy, Notices of Assessment, relationship records); the firm produces every IRCC-facing document and represents the file to a decision. For the national reference, read our guide to super visa in Canada.
How the Super Visa Process Works for a Toronto Host
The file moves through six stages, but the income check has to clear before the rest begins. Many hosts draft the invitation letter before they know whether their income clears the threshold, which wastes weeks. The firm runs the income math first.
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The firm confirms the host is a Canadian citizen or permanent resident and tests the income against the Low Income Cut-Off plus 30 percent for the combined family size. You provide two to three years of Notices of Assessment, T4 slips, and an employment letter.
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The firm prepares the letter naming the applicant, the household size, the people invited, and an explicit financial-support commitment. You sign the letter and confirm the dates of the planned visit.
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The applicant buys a policy meeting the 100,000-dollar, one-year, paid-in-full minimum from an eligible insurer. You confirm the coverage start date matches the intended date of entry.
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The applicant attends an immigration medical exam with an approved panel physician and gives biometrics at a Visa Application Centre. You book the exam at a listed clinic in the parent's country.
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The firm files IMM 5257, IMM 5645, and IMM 5476 through the IRCC portal under a signed representative authorization, with the application and biometrics fees paid online.
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The firm manages every officer touchpoint, including any procedural fairness request, and tracks the file until IRCC renders a decision. You carry the invitation letter, insurance proof, and return-travel evidence for the CBSA inspection at the port of entry.
Documents You Will Need to Submit
The file runs on two document streams. The host supplies everything that proves status, income, and the invitation. The parent abroad supplies identity, medical, and insurance documents on a separate track.
From you, the Toronto host:
Notices of Assessment for the tax years relied on under the two-year lookback. Proves the income claimed against the threshold.
T4 slips and an employment-confirmation letter on company letterhead. Corroborates current income.
Proof of Canadian citizenship or permanent resident status (citizenship certificate, or a copy of the PR card).
The letter of invitation, drafted by the firm and signed by you, with an explicit financial-support commitment.
Proof of relationship to the applicant (a birth certificate or other record showing the parent or grandparent link).
From your parent or grandparent, the applicant:
A valid passport with enough remaining validity to cover the intended stay.
A qualifying medical-insurance policy, 100,000-dollar minimum, one full year from entry, covering health care, hospitalization, and repatriation.
The immigration medical exam confirmation from an approved panel physician.
A police certificate from the country of residence, where the officer requires one.
A digital photo meeting IRCC specifications and the biometrics receipt.
What the Super Visa Costs and How Long It Takes
Super visa processing time turns on the visa office abroad, not on Toronto. A clean file at a faster office can clear in roughly six weeks, while a file from a country under additional screening, or one that draws a procedural fairness request, can run six months or longer. Before the file reaches IRCC, plan four to six weeks for the income packaging, the invitation letter, and the medical-exam scheduling. The current range sits on the IRCC processing times tool.
On the government side, the application fee has been $100 per applicant and biometrics $85 per person. The two larger costs go to third parties: the immigration medical exam, set by the clinic, and one year of medical insurance, which is usually the biggest single line and varies with the parent's age. Mirzoyan Immigration charges a transparent flat fee for the consulting work, with no hourly billing and no per-document surprises. Book a Toronto super visa consultation through the booking page for a quote on your file.
Common Mistakes That Lead to Super Visa Refusals
In my consultations with Toronto host families, the same patterns sink super visa files more than any others, and most arrive in my office after the host already submitted and got a refusal. Each one is preventable. The four below are the ones I see most.
Insurance from an insurer that does not qualify. Since 2023, IRCC accepts a policy from a company outside Canada, but only when the insurer is authorized by OSFI and the document states it was issued while the company was doing insurance business in Canada. A policy from an insurer that is not Canadian-authorized and carries no such statement is refused, even when the coverage amount looks right. "International health insurance" does not automatically qualify, and a six- or nine-month travel product sold as a super visa policy fails the one-year rule. The insurer's status has to be confirmed before the premium is paid.
Host income that falls short across the two tax years. IRCC checks the host's income against the Low Income Cut-Off plus 30 percent for the combined family size. The most common error is family-size math: a household of four inviting both parents counts a family of six, not four, and a host who counts only the nuclear household applies the wrong threshold and submits short. Self-employed hosts often confuse total income with net income on the Notice of Assessment, and IRCC reads one specific line. The March 31, 2026 change helps, because the host can now meet the figure in either of the two prior tax years and add the visiting parent's income, but only when the documents actually support it.
A genuine-temporary-stay concern under section 179. The income and the insurance are checklist items; the harder test is whether the officer believes the parent will leave at the end of the authorized stay. A parent whose entire family is in Canada, who has thin home-country ties, and whose application reads as settlement rather than a visit draws a refusal on exactly this point. The five-year stay does not soften the test. The fix is to show the ties that pull the parent home and give the visit a concrete purpose, rather than "to spend time with family," which tells the officer nothing.
An invitation letter that contradicts the income documents. The letter is a cross-check against the host's income file. When the letter states one income figure and the Notice of Assessment shows another, or the family size in the letter does not match the threshold used, the officer sees an inconsistency and can issue a procedural fairness letter. The same risk applies when the letter omits an explicit financial-support sentence. The firm matches the letter to the income documents line by line before submission.
Book a Toronto super visa consultation
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Every consultation is with Narek Mirzoyan, RCIC # R1005184, or Vahe Mirzoyan, RCIC # R514223. Not an intake coordinator.
Why Toronto Clients Choose Mirzoyan Immigration
One on One Advisory. When you hire Mirzoyan Immigration, your questions go directly to a licensed practitioner. Not an intake coordinator. Not a paralegal assistant. The person who reviews your document is the person who notarizes it and answers your questions about it.
The Mirzoyan Methodology. Every file moves through six stages before IRCC sees it: Risk diagnosis, Evidence mapping, document verification, consistency audit, submission; and IRCC response management. Each stage catches a specific officer-flag pattern.
Service in English, Russian, and Armenian.
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Frequently Asked Questions
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Mirzoyan Immigration charges a transparent flat fee for super visa work, quoted in writing at the consultation before any work begins. The figure depends on whether one parent or two are applying, whether a spouse co-signs the income, and whether the host's income is employment or self-employment. IRCC's own fees and the insurance premium are separate. Book a consultation for a quote, and see our immigration consultant cost page.
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IRCC processing time depends on the visa office that handles your parent's file abroad, not on the city in Canada where you live. A clean file at a faster office can clear in about six weeks; a file under extra screening can take six months or longer. Add four to six weeks of host-side preparation before the file reaches IRCC. The current estimate sits on the IRCC processing times tool, which the firm re-pulls at your consultation.
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The host must meet the Low Income Cut-Off plus 30 percent for the combined family size, counting the visiting parent or grandparent in that size. Since March 31, 2026, the host can use income from either of the two tax years before applying, not only the most recent year, and the visiting parent's income can top up a shortfall. The exact figure scales with family size and sits on the IRCC eligibility page. The firm checks it before the invitation letter is signed.
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No. Mirzoyan Immigration serves Toronto hosts in person, online, or by phone, and the full file can be handled remotely. Consultations run on Zoom or Microsoft Teams, and documents are exchanged through a secure portal. The choice is yours: meet in person if you prefer, or complete the entire super visa application without leaving home. Service is available in English, Russian, and Armenian.
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Yes, but only under conditions. The policy must give at least 100,000 dollars in emergency coverage, run a full year from the date of entry, and cover health care, hospitalization, and repatriation. A policy from a company outside Canada must be from an insurer authorized by OSFI and must state it was issued while the company was doing insurance business in Canada. The firm confirms the insurer's status before the premium is paid.
Related Mirzoyan Immigration Services
The super visa is one of several routes for a parent or grandparent. To hire help directly, see what a super visa consultant handles, and for the national reference read our guide to super visa in Canada. If your family is elsewhere in the Greater Toronto Area, the firm runs the same service from city pages for super visa Mississauga and super visa Brampton. For the firm's office locations and contact details, see the contact page.
Start Your Toronto Super Visa Application Today
A clean super visa file, with the host income math confirmed and a compliant insurance policy in hand, moves through IRCC on the published standard. A returned or refused file adds months and often forces a fresh insurance purchase. The income rules changed on March 31, 2026, so a host who fell short last year should confirm the current test before signing a new invitation letter, and the host-side preparation alone takes four to six weeks before the file reaches a visa office. Starting now is the difference between your parent arriving for this winter and arriving for the next one. Book a free 15-minute consultation with our Canadian immigration representatives, or call 1-888-636-2122. Every consultation is with Narek Mirzoyan, RCIC # R1005184, or Vahe Mirzoyan, RCIC # R514223.
Trusted Toronto Immigration Consultants
Trusted Toronto immigration team helping individuals and families with spousal sponsorships, work permits, visitor visas, and permanent residence.
Narek Mirzoyan
Vahe Mirzoyan
Narek Mirzoyan is a Regulated Canadian Immigration Consultant (RCIC#R1005184) in good standing with the College of Immigration and Citizenship Consultants, a proud member of the Canadian Association Of Professional Immigration Consultants (CAPIC), a Licensed Paralegal (P12490) with the Law Society of Ontario, the founder of Mirzoyan Canadian Immigration Services Inc. and an immigrated to Canada himself. That experience shapes how he explains each step to clients.
Vahe Mirzoyan is a seasoned Regulated Canadian Immigration Consultant (RCIC#R514223) with over a decade of dedicated experience working with individuals, corporations, and institutions on the full spectrum of Canadian immigration law. With a career built on precision, integrity, and an unwavering commitment to client success, Vahe has established himself as a trusted authority in Canadian immigration.
This page is general information about the Canadian super visa in Toronto and is not legal or immigration advice. IRCC rules, fees, income thresholds, and processing times change, and every file turns on its own facts. For advice on your situation, book a consultation with a licensed Regulated Canadian Immigration Consultant at Mirzoyan Immigration.